On Monday November 26, 2018, Annaïg-Charlotte PEDRANT, a doctoral student in economics at theInstitut de Recherche en Gestion et Économie (IREGE ), will submit her thesis "Départ à la retraite et hétérogénéité des seniors : l'impact des politiques publiques".
The defense will take place at 2pm, room 108 at IAE Savoie Mont Blanc, 4 chemin de Bellevue, on the Bourget-du-Lac campus.
Summary of the thesis
The aging of the population in developed countries is calling into question the sustainability of pay-as-you-go pension systems. A number of reforms have therefore been undertaken to meet this demographic challenge. However, the effects of these reforms have been questioned. Their effectiveness depends on how senior citizens respond to the reforms. However, the profiles of senior citizens vary widely, particularly in terms of their work environment and family situation. This heterogeneity between seniors can affect their retirement behavior. Failure to take account of this diversity in terms of the environments in which seniors evolve can therefore lead to bias when evaluating public policies. This thesis therefore uses econometric methods to analyze the determinants of the retirement decision process, and in particular the role of occupational and family heterogeneity. Firstly, the heterogeneity of individuals in terms of their professional environment is taken into account when analyzing the role of quality of life at work in the retirement decision process. Secondly, heterogeneity in terms of family environment is taken into account when analyzing the decision-making process within couples and the determinants of this process for each spouse. Finally, an evaluation of public policy through the prism of joint decisions within couples is carried out to test the presence of spillover effects, via the spouse, of the reform on the individual's own retirement strategy. The results of this thesis underline the important role of heterogeneity among seniors in the retirement decision. These results encourage public decision-makers to take this heterogeneity into account. The coordination of social policies relating to retirement, the family and quality of life at work is one way of considering this heterogeneity among senior citizens.