{"id":32854,"date":"2025-06-04T08:58:12","date_gmt":"2025-06-04T06:58:12","guid":{"rendered":"https:\/\/www.univ-smb.fr\/mon-usmb\/?p=32854"},"modified":"2025-06-04T09:02:59","modified_gmt":"2025-06-04T07:02:59","slug":"nouveau-regime-de-protection-sociale-complementaire-psc","status":"publish","type":"post","link":"https:\/\/www.univ-smb.fr\/mon-usmb\/2025\/06\/04\/nouveau-regime-de-protection-sociale-complementaire-psc\/","title":{"rendered":"Nouveau r\u00e9gime de protection sociale compl\u00e9mentaire (PSC)"},"content":{"rendered":"<p><strong>Dans le cadre de la r\u00e9forme de la protection sociale compl\u00e9mentaire (PSC), les minist\u00e8res de l\u2019\u00c9ducation nationale, de l\u2019Enseignement sup\u00e9rieur et de la recherche, des Sports, de la jeunesse et de la vie associative et les repr\u00e9sentants des organisations syndicales ont sign\u00e9 un accord majoritaire pour renforcer la protection sociale compl\u00e9mentaire en sant\u00e9 et en pr\u00e9voyance des agents du minist\u00e8re. Le nouveau dispositif entrera en fonction \u00e0 compter d\u2019avril 2026.<\/strong><\/p>\n<h2>Sant\u00e9<\/h2>\n<p>Au terme d\u2019une proc\u00e9dure de march\u00e9 public qui visait \u00e0 assurer la prise en charge des frais de sant\u00e9, les minist\u00e8res ont s\u00e9lectionn\u00e9 le groupement MGEN\/CNP Assurances pour assurer la gestion de ce nouveau dispositif.<br \/>\n<strong>Celui-ci se substitue en effet \u00e0 la prise en charge des cotisations \u00e0 hauteur de 15\u20ac<\/strong>, mise en place depuis le 1er janvier 2022.<\/p>\n<p>Il vous permettra de b\u00e9n\u00e9ficier d\u2019une couverture renforc\u00e9e des frais occasionn\u00e9s par une maladie, une maternit\u00e9 ou un accident :<\/p>\n<ul>\n<li>Une couverture des frais de sant\u00e9, compl\u00e9t\u00e9e par deux garanties optionnelles permettant une protection am\u00e9lior\u00e9e \u00e0 des tarifs ma\u00eetris\u00e9s ;<\/li>\n<li>Une solidarit\u00e9 renforc\u00e9e permettant de proposer des tarifs ma\u00eetris\u00e9s pour les familles, en particulier pour la couverture des enfants et pour les personnels retrait\u00e9s ;<\/li>\n<li>Des prestations d\u2019accompagnement social et des actions de pr\u00e9vention en sant\u00e9.<br \/>\n<strong>Le minist\u00e8re prendra en charge la moiti\u00e9 de votre cotisation au r\u00e9gime socle.<\/strong><br \/>\nSi vous choisissez de prendre en plus une option pour am\u00e9liorer encore votre protection, elle sera financ\u00e9e \u00e0 50% de son co\u00fbt dans la limite de 5\u20ac par mois par le minist\u00e8re.<\/li>\n<\/ul>\n<blockquote><p>Il vous reviendra d&rsquo;adh\u00e9rer \u00e0 se nouveau dispositif, sauf dans le cas o\u00f9 vous entrez dans les motifs de dispenses d&rsquo;affiliation (d\u00e9tail <a href=\"https:\/\/www.enseignementsup-recherche.gouv.fr\/fr\/PSC\">FAQ minist\u00e8re<\/a>).<\/p><\/blockquote>\n<h2>Pr\u00e9voyance<\/h2>\n<p><strong>En ce qui concerne la pr\u00e9voyance<\/strong>, qui couvre les risques li\u00e9s \u00e0 la perte de r\u00e9mun\u00e9ration en cas d&rsquo;incapacit\u00e9 (cong\u00e9s pour raisons de sant\u00e9), d&rsquo;invalidit\u00e9 et de d\u00e9c\u00e8s, <strong>l\u2019adh\u00e9sion au nouveau r\u00e9gime propos\u00e9 par le minist\u00e8re restera facultative<\/strong>.<br \/>\nToutefois, en cas d\u2019adh\u00e9sion, le minist\u00e8re contribuera au financement de votre cotisation pr\u00e9voyance \u00e0 hauteur de 7 \u20ac par mois.<\/p>\n<h2><strong>En savoir plus<\/strong><\/h2>\n<p>D\u00e9couvrir les grandes lignes de la Protection Sociale Compl\u00e9mentaire (<a href=\"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-content\/uploads\/sites\/113\/2025\/05\/protection-sociale-complementaire.pdf\" target=\"_blank\" rel=\"noopener\">t\u00e9l\u00e9chargez le flyer<\/a>)<br \/>\nRetrouvez plus d&rsquo;informations sur le <a href=\"http:\/\/www.esr.gouv.fr\/PSC\" target=\"_blank\" rel=\"noopener\">site minist\u00e9riel d\u00e9di\u00e9<\/a>.<\/p>\n<h6>Cr\u00e9dit image de <a href=\"https:\/\/fr.freepik.com\/photos-gratuite\/concept-assurance-vie-stethoscope_20825419.htm#fromView=search&amp;page=1&amp;position=7&amp;uuid=6d038c99-fe64-49da-a4ea-f942314763d5&amp;query=sant%C3%A9+pr%C3%A9voyance\">freepik<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Dans le cadre de la r\u00e9forme de la protection sociale compl\u00e9mentaire (PSC), les minist\u00e8res de l\u2019\u00c9ducation nationale, de l\u2019Enseignement sup\u00e9rieur et de la recherche, des Sports, de la jeunesse et de la vie associative et [&hellip;]<\/p>\n","protected":false},"author":436,"featured_media":32903,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29],"tags":[1244],"class_list":["post-32854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personnels","tag-nl25-s6"],"acf":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-content\/uploads\/sites\/113\/2025\/05\/av20250527-sante.png","_links":{"self":[{"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/posts\/32854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/users\/436"}],"replies":[{"embeddable":true,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/comments?post=32854"}],"version-history":[{"count":5,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/posts\/32854\/revisions"}],"predecessor-version":[{"id":33066,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/posts\/32854\/revisions\/33066"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/media\/32903"}],"wp:attachment":[{"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/media?parent=32854"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/categories?post=32854"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.univ-smb.fr\/mon-usmb\/wp-json\/wp\/v2\/tags?post=32854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}